Business Insurance
Instinct Insurance & Risk Management Services provide business/commercial insurance to many local businesses in Stoke-on-Trent, Newcastle-under-Lyme, Stafford, Stone and throughout the wider areas of Staffordshire & West Midlands. However, location does not restrict our ability to assist and we have many clients in other areas of England, Scotland & Wales.
Regardless of your industry, we have access to various markets, schemes, and niche providers, offering you a solution to your requirements.
Our clients range from manufacturers & wholesalers, to professional services, food & beverage, and hospitality providers. We support a wide range of industries such as construction, retail, third sector, vehicle operators, garages, recreation & leisure – we work with them all.
We provide a tailored service to allow us to fully understand your business. Our approach is to carry out a review of your existing insurance arrangements, where appropriate; together with our own fact-finding, allowing us to completely assess the risks to your business.
We can provide the following products:
- Commercial Combined – Wholesalers, Manufacturers & SMEs.
- Contractors / Construction
- Landlords / Property Owners
- Motor Fleet
- Shops & Offices
- Professional Indemnity
- Medical Malpractice
- Motor Trade - Premises or Mobile
- Home Based Businesses
- Director’s & Officer’s / Management Liability
- Cyber Liability
- Engineering Insurance & Inspection
- Credit Insurance
- Product Recall
- Legal Expenses
For example, we can source the following key areas of cover:
- Property / Material Damage
- Employers Liability
- Public Liability
- Products Liability
- Business Interruption
- Contract Works
- Own & Hired in Plant including Tools
- Goods in Transit / Marine
- Personal Accident
- Money
- Machinery Breakdown
Visit our Contact Us page for more information on how to get in touch with us.